Take it away 0% finance


Take it away header

Do you want to play?

Take it away is an Arts Council initiative designed to help more people get involved in learning and playing music. The scheme allows individuals to apply for a loan of up to £2,000 for the purchase of any kind of musical instrument, and pay it back in nine monthly instalments, completely interest free.

Take it away is open to people ages 18-25 or if you are 26 and over you can apply to buy an instrument on the scheme for a child under 18.
Take it away banner 728x90

Applying for a Take-It-Away Loan:-

 

It’s really simple! Firstly, you need to check if you’re eligible to apply. Applicants must fall into one of the following categories:

  • EITHER an individual aged between 18 and 25 years of age using the scheme to buy an instrument for themselves (or someone else, e.g. as a gift)
  • OR an individual over 18 buying an instrument for a child under the age of 18

 

In both cases, all applicants also need to be a UK resident and working at least 16 hours per week to be eligible. Then follow the steps set out in the ‘How do I Take it away?’ page.

If you are using the scheme to buy an instrument for a child under 18, this must be done in-store and is not available via mail order.

However, if you are 18-25 and using the scheme in your own right, Take it away is available on mail order purchases through participating outlets. You will need to provide the details over the phone to the music shop as you would do if you were in-store. If you are approved, the retailer will post you the relevant documents to sign and return, and explain the procedure to you. You must pay your 10% deposit by credit or debit card.

If you’re using the scheme in a store and paying the 10% deposit by credit or debit card, you won’t need additional ID. However, if you are paying the 10% deposit by cash or cheque, then you will need to provide 2 forms of ID. Acceptable proofs of ID are: Current UK driving licence (both card and counterfoil for new style licences); Valid Passport; Utility bill, credit card or bank statement dated within the last 3 months will be accepted as a second proof with one of the above. NB – Mobile phone bills are not acceptable

If you are 18-25 and using the scheme via mail order, you must provide 1 form of ID from the following list: Current UK driving licence (both card and counterfoil for new style licences); Valid Passport. Or, 2 forms of ID from the following list: Pension statement for the current tax year; Inland Revenue Notification/Notice of Tax Coding; Benefits Letter for the current tax year; Utility bill, credit card or bank statement dated within the last 3 months will be accepted as a second proof with one of the above. NB – Mobile phone bills are not acceptable.

NB – If you are using Take it away to buy an instrument for a child under 18, you must apply in-store.

 

Unfortunately, we are unable to accept applications from people who are unemployed and in receipt of state benefits (apart from Disability Benefit).

 Customer Eligibility:-

Students are eligible to apply, provided that they have a part-time job working at least 16 hours per week.

Yes, you can use the scheme to buy instruments for other people (e.g. as a gift) if you are 18-25 years of age. If you are 26 or over, you must however be using the scheme to buy an instrument for a child under 18. Please note that that you will remain responsible for repaying the full loan amount to the bank and that the loan is not transferable to a third party.

Although we only operate the scheme through music shops based in England, you can still use the Take it away scheme if you live in Scotland, Wales or Northern Ireland, either by visiting a participating store in England. If you are 18-25 years of age and applying in your own right, you can also use the scheme via mail order through our participating retailers. However individuals using the scheme to buy an instrument for a child under 18 can only do this in-store.

 

Qualifying items:-

Yes. The Take it away loan can be a part-payment towards an instrument that costs more than £5,000. You would have to arrange to pay the difference by other means (e.g. by paying a larger deposit). You cannot use multiple loans to cover the cost of one instrument costing more than £5,000.

Yes, provided that the instrument is being sold through an approved Take it away retailer.

This will depend on the services available through the shop in which you are making your purchase. If the store offers a block of lessons these can be added to your loan as an additional service. Please ask for details when making your purchase.